So what makes up a compete retirement plan?
Mistake #1, Not Doing Any Planning At All
When people do well in life, a lot of time they end up with highly appreciated assets such as real estate, businesses, and securities or stocks & bonds.
The most popular way to set up your financial future is through Roth IRA or 401K, but these come with limitations, including the higher income earner not being allowed to utilize the Roth option.
Specific sections of the I.R.S. tax code give taxpayers breaks for contributions to IRA's, 401(k)'s, TSP's, 403(b)'s and other similar funds.
The conventional wisdom used to be that when stocks go up, bonds go down.
Sequence risk, or sequence of returns risk, is concerned with how the order in which your investment payouts occur.
Should you manage your own money or should you hire a money manager?
Having our kids buy life insurance on us is not something you hear every day.
Life insurance and the stock market are two ways you can increase your savings for retirement but which is a better investment?
Single Premium Life policies give you control over your financial investment, providing access to the cash value for emergency situations and retirement.