Shopping for insurance? State website offers premium comparisons


Finding the right insurance company can be a tough task, especially with all of the options available.

But the state has done some of the leg work for you.

Whether you’re buying a car, or a house, you may be wondering where to start.

A good place is on the Internet, where the state Department of Commerce and Consumer Affairs has put together a comparison guide for vehicle owners, home and condo owners, as well as renters.

“They could save hundreds of dollars. I mean, if you look at our premium comparison sheet between companies, sometimes it’s hundreds of dollars difference between the premiums,” said state insurance commissioner Gordon Ito.

Ito says while getting a good deal is important, it’s equally important to choose a company and plan that best fits your needs.

“For people, this is really a tool that they can use to shop and compare,” Ito said. “We’re hoping to really have consumers shop and compare and hopefully create more competition in the market, which will ultimately bring down insurance prices even further.”

The guide also includes details like the number of complaints the state has received against an auto insurance company. It also spells out what it could cost for a clean driving record versus if you’ve had speeding tickets.

Ito says all of the companies listed on the guide are licensed to do business in Hawaii.

“What we have on this premium comparison sheet are companies that are authorized to do business in Hawaii. They have a certificate of authority. There are unauthorized companies that may be trying to sell, but they’re not supposed to be selling,” Ito said.You can find the guides online here.

If you have a consumer concern or are interested in becoming an Action Line volunteer, give us a call at 591-0222 weekdays from 11 a.m. to 1 p.m. or send us an email to

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