HONOLULU (KHON2) — Finding out you are expecting and gearing up for delivery can be an exciting time for a family especially if they are welcoming their first baby.

One thing expecting parents might not consider is the cost of welcoming a new baby into the family. 

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Prenatal and delivery costs can add up to more than $250,000 in certain situations. However, if you have good health insurance, you most likely won’t get the full bill because your insurance will cover it. 

Quote Wizard, a website dedicated to giving free quotes in minutes, came out with a new study on unexpected pregnancy costs for expectant families in Hawaii.

Labor and delivery cost an average of $10,020 in Hawaii. If parents choose to go back to work, childcare can cost an extra $11,334 per year in Hawaii.

Having health insurance in Hawaii typically costs $4,884 per year. Although that seems like a lot, it can save a family tens of thousands of dollars in the long run.

It’s important to have health insurance especially while pregnant because having a child is expensive and especially if you need to be rushed to have a caesarian due to labor and delivery complications. That can drive up the overall cost of delivery.

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To read the full report on unexpected pregnancy costs in the country, and in Hawaii, head to Quote Wizard’s website.