You never outgrow the excitement of finding an unexpected treat.
You can get that same feeling with your finances.
HawaiiUSA Federal Credit Union offers some helpful tips to fill your basket with financial “Easter eggs.”
1. Declutter your home.
When was the last time you really invested time to declutter the things you no longer use? Put aside a day to clean out your closets, reorganize those bookshelves, and empty out those drawers. When you inevitably find those articles of clothing and items you haven’t touched in years, put them to the side.
With so many online and social media marketplaces available to you nowadays, you might be shocked to find just how much you have that you may be able to sell. At the very least, items that don’t sell could be donated and used as a tax deduction instead of taking up space and collecting dust.
2. Don’t forget to redeem gift cards and stamp cards.
At the end of the day, all those cards are money or free items you should be taking advantage of now! Maybe it’ll take a bit of effort to sort them all out, but just as surprising as finding an Easter egg hidden in the grass, so too can it be just as pleasantly surprising that all your random stamp cards earned you a free coffee or sandwich, or to realize your gift card(s) will allow you to buy whatever item you’re eyeing. Don’t want your cards anymore? There are multiple online options available now where you can sell or trade them for ones you do want, usually for a portion of the value.
3. Go through your recurring expenses.
Unlike the previous two, this hiding spot isn’t necessarily one that’s going to be tangible, and it might be harder to find that Easter egg. With the hustle and bustle of everyday life, autopay can simplify your bill-paying process so you don’t run into any unexpected penalties. Also look for and eliminate expenses that you no longer need or use, such as streaming services or online music. Those monthly payments may not seem like much, but they’ll add up to great savings in the long run.