Heather Moir Dangler owns Moir Financial and Insurance Services in downtown Honolulu where she shares her gift for handling money with people who have a hard time looking into the future.

Because she treats everyone like family, visiting them and staying in touch with them throughout the weeks and the year, she is not afraid to broach the most delicate subjects of life and death and help them make the hardest family decisions.

Heather also has a book available through amazon.com that outlines her philosophies:
http://www.buildabalance.com/Balance/Welcome.html